Steet-Ponte Mazda Finance Center

Steet-Ponte Mazda Finance Center

We're here to help you buy your new vehicle!

The Finance Department at Street-Ponte Mazda is committed to helping every customer find a financial solution that fits their lifestyle and budget. Our team of experienced finance professionals works closely with you to understand your needs, whether you are purchasing a new Mazda, a certified pre-owned vehicle, or a used car from our inventory. We focus on providing clear, transparent guidance so that financing your vehicle is as straightforward and stress-free as possible.

At Street-Ponte Mazda, we offer a variety of financing options tailored to individual circumstances. Our department collaborates with a wide network of lenders to secure competitive loan and lease options for our customers. Whether you are looking for flexible monthly payments, short-term financing, or special promotional offers, our finance experts evaluate your situation carefully to help you make informed decisions. We also guide customers through the entire application process, ensuring all paperwork is completed efficiently and accurately.

Trade-ins are another important part of the finance process at Street-Ponte Mazda. Our finance team provides fair appraisals of your current vehicle, allowing you to apply its value directly toward your next purchase. This not only reduces the overall cost of your new or used vehicle but also simplifies the transaction process. By combining competitive financing solutions with trade-in opportunities, the Finance Department helps Utica drivers gain confidence in their purchase and enjoy a seamless car-buying experience from start to finish.

Financing Made Easy

We aim to provide drivers with a host of ways to expedite the finance process! Drivers can utilize our handy Estimate Monthly Payments tool to get an idea of your monthly payments. Another online finance tool available is the Value Your Trade tool. Drivers interested in trading in a vehicle can utilize our Value Your Trade tool to get a vehicle trade-in estimate! Drivers looking to start the loan approval process can get a jump on the process by filling out our online finance application. We're all about convenience, here at Steet-Ponte Mazda! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert!

Auto Finance Vocabulary

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturers Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.